Built by people who’ve funded the gap.

Canadian small businesses are underserved by traditional lenders. Banks lean on blunt bank-statement analysis and rigid credit boxes. Equity investors want a piece of your company. Everything in between is fragmented and hard to compare.

Outlay sits in the middle. We work with the platforms businesses already use — logistics, commerce and supply partners — to understand how a business actually performs, then match it with the right non-dilutive capital from our own balance sheet or our lender network.

We started with Canadian e-commerce merchants, and we’re expanding to serve businesses across every industry.